EMDR therapy in Texas, covered by insurance
Yes, you can get EMDR therapy in Texas covered by insurance. Loma matches Texans with EMDR-trained therapists who accept plans like Aetna, Blue Cross Blue Shield of Texas, Curative, and Optum/UnitedHealthcare — via telehealth anywhere in Texas or in person where available. Most clients are matched within 48 hours, with typical copays of $20-$60 per session.
Finding EMDR in Texas: the landscape
Texas has an estimated 1,500-1,800 EMDR-trained therapists among its roughly 46,500 licensed professional counselors and marriage & family therapists. But most don't take insurance: as of 2026, fewer than 150 verified in-network EMDR therapists were listed across major national directories for the entire state — roughly one for every 200,000 Texans. Texas also ranks near the bottom nationally (41st) for mental health care access, with about one licensed therapist per 760 residents and a quarter of adults reporting unmet mental health needs. The result: Texans who want EMDR usually face cash-only practices or month-plus waitlists.
EMDR in Texas at a glance
- EMDR-trained therapists in Texas (est.)
- 1,500-1,800
- Verified in-network EMDR therapists statewide (2026)
- < 150
- Typical cash-pay rate
- $150-$300 / session
- Typical in-network copay
- $20-$60 / session
What EMDR costs in Texas
Cash-pay EMDR in Texas typically runs $150-$300 per session, and a full course of treatment is often 6-12 sessions or more. With an in-network therapist, the same treatment is billed as standard psychotherapy (CPT codes 90834 and 90837) and most Texans pay only their plan's copay — typically $20-$60 per session. Over a 12-session course of EMDR, that's the difference between roughly $2,400+ out of pocket and a few hundred dollars.
How to get started
Telehealth closes most of the gap in Texas. Online EMDR is supported by research and works anywhere in the state — from Houston and DFW to rural West Texas — as long as your therapist is licensed in Texas. Loma verifies your insurance first, then matches you with an EMDR-trained, Texas-licensed therapist, usually within 48 hours. Sessions run over our telehealth platform with built-in bilateral stimulation, or in person where a local therapist is available.
Frequently asked questions
- How do I find an EMDR therapist in Texas who takes my insurance?
- The fastest route is a matching service that verifies insurance before you're paired. Loma matches you with an EMDR-trained, Texas-licensed therapist who accepts your plan — usually within 48 hours. Directories like Psychology Today or EMDRIA list Texas therapists too, but you have to call each one to ask about insurance, and roughly 90% of Texas EMDR specialists are cash-pay only.
- How much does EMDR therapy cost in Texas?
- Without insurance, $150-$300 per session at most Texas practices. With an in-network therapist, most people pay a $20-$60 copay per session. EMDR is billed under standard psychotherapy codes (90834, 90837), so if your plan covers therapy, it covers EMDR.
- Does insurance cover EMDR in Texas?
- Yes. All major plans in Texas — Aetna, Blue Cross Blue Shield of Texas, Cigna, UnitedHealthcare, Anthem, Humana, Medicare, Texas Medicaid, and TRICARE — cover EMDR as standard outpatient psychotherapy. The hard part isn't coverage, it's finding an EMDR-trained therapist who is actually in-network; that's the problem Loma solves.
- Can I do EMDR therapy online in Texas?
- Yes. Online EMDR is effective and covered by insurance the same as in-person care. Any Texas-licensed therapist can see you via telehealth wherever you are in the state, which matters in a state where most EMDR specialists cluster in Austin, Dallas, and Houston.
- Does Texas Medicaid cover EMDR therapy?
- Yes, Texas Medicaid covers EMDR when delivered by a licensed, Medicaid-enrolled therapist as outpatient psychotherapy. Note that Loma is not currently in-network with Medicaid — Medicaid members can find enrolled providers through their MCO directory, and telehealth widens the pool to the whole state.
- Is EMDR good for veterans in Texas?
- Texas has one of the largest veteran populations in the country, and EMDR is a VA/DoD-recognized first-line treatment for PTSD — 76-78% of combat veterans no longer met PTSD criteria after 12 sessions in clinical research. TRICARE covers EMDR, though Loma isn't in-network with TRICARE yet — veterans and military families with commercial coverage can be matched right away.
EMDR therapy by Texas city
Get matched with an EMDR therapist covered by your insurance — usually within 48 hours. In-network in Texas: Aetna, Blue Cross Blue Shield of Texas, Curative, and Optum/UnitedHealthcare — more panels in progress.