Does Medicare cover EMDR therapy?
Yes, Medicare covers EMDR therapy under Part B outpatient mental health benefits. EMDR is billed using standard psychotherapy CPT codes (90834, 90837). Medicare pays 80% of the approved amount after your Part B deductible, with you responsible for the remaining 20% (or your Medigap plan covers it). Loma does not currently accept Medicare.
Medicare EMDR coverage details
Medicare Part B covers outpatient mental health services, including EMDR therapy provided by licensed clinical social workers, clinical psychologists, and other qualified mental health providers. The 90837 code (53+ minutes) has no defined upper time limit, supporting longer EMDR sessions. Medicare covers EMDR for appropriate diagnoses including PTSD, anxiety disorders, and depression.
How EMDR is billed with Medicare
- CPT codes
- EMDR uses standard Medicare psychotherapy codes: 90834 (38-52 min) or 90837 (53+ min). The G2212 add-on code can be used for prolonged psychotherapy sessions when clinically appropriate. Medicare pays based on the fee schedule for your geographic area.
- Typical copay
- After meeting your Part B deductible (which increases annually), Medicare pays 80% of the approved amount for outpatient mental health. You pay the remaining 20% coinsurance. If you have a Medigap (supplemental) plan, it may cover your 20% coinsurance.
- Prior authorization
- Medicare does not require prior authorization for outpatient psychotherapy, including EMDR. No referral is needed to see a mental health provider.
- Session limits
- Medicare does not limit the number of outpatient mental health sessions. Treatment continues as long as it's medically necessary as documented by your provider.
Finding Medicare-covered EMDR therapists
For Original Medicare, any provider who accepts Medicare assignment can provide covered EMDR. Medicare Advantage plans have their own networks — see specific plan details. Loma does not currently accept Medicare — any provider who accepts Medicare assignment can provide covered EMDR.
Frequently asked questions
- What's the difference between Original Medicare and Medicare Advantage for EMDR?
- Original Medicare (Parts A & B) lets you see any provider who accepts Medicare. Medicare Advantage plans have specific networks. Both cover EMDR, but network restrictions differ. Note that Loma does not currently accept Medicare.
- Does Medicare cover telehealth EMDR?
- Yes. Medicare expanded telehealth coverage significantly and continues to cover mental health telehealth services including EMDR. You can receive EMDR via video from your home.
- Do I need a referral for EMDR with Medicare?
- No. Medicare does not require a referral to see a mental health provider. You can directly schedule with an EMDR therapist who accepts Medicare.
- Will Medicare cover EMDR for anxiety, not just PTSD?
- Yes. Medicare covers EMDR for clinically appropriate diagnoses including anxiety disorders, depression, adjustment disorders, and other conditions — not just PTSD.
Other plans: Curative · Aetna · Blue Cross Blue Shield · Cigna · All insurance plans
Get matched with a verified, EMDR-trained therapist covered by your insurance — usually within 48 hours. In Texas? See EMDR therapy in Texas.