EMDR therapy covered by insurance

Most major insurance plans cover EMDR therapy. Loma is in-network with Aetna, Blue Cross Blue Shield, Curative, and Optum / UnitedHealthcare, with more panels in progress. Typical in-network copays range from $20 to $60 per session.

CPT codes for EMDR

EMDR is billed under standard psychotherapy codes: 90834 (38-52 minutes) and 90837 (53+ minutes). Many plans cover these without prior authorization, though requirements vary by plan — Loma verifies yours during intake.

Mental Health Parity Act

Federal law requires most insurance plans to cover mental health treatment at the same level as medical care.