Does Humana cover EMDR therapy?
Yes, Humana covers EMDR therapy under its behavioral health benefits. EMDR is billed as standard psychotherapy (CPT codes 90834, 90837) and recognized for treating PTSD, trauma, and anxiety disorders. Humana's behavioral health is managed through Humana Behavioral Health. Loma is not yet in-network with Humana.
Humana EMDR coverage details
Humana offers individual, group, Medicare Advantage, and Medicaid plans across the country. All plans with behavioral health benefits cover EMDR as a recognized evidence-based treatment. Humana Behavioral Health manages mental health services and recognizes EMDR for appropriate diagnoses.
How EMDR is billed with Humana
- CPT codes
- Standard psychotherapy codes: 90834 (38-52 min) or 90837 (53+ min). No EMDR-specific billing codes or modifiers required with Humana.
- Typical copay
- Humana copays vary by plan. Typical in-network mental health copays range from $20-50. Humana Medicare Advantage plans may have $0 copays for behavioral health in some cases. Out-of-network coverage varies by plan type.
- Prior authorization
- Outpatient EMDR generally does not require prior authorization. Some Humana Medicare Advantage plans may have different requirements. Intensive programs typically require pre-approval.
- Session limits
- Humana does not impose arbitrary limits on outpatient mental health sessions under federal parity requirements.
Finding Humana-covered EMDR therapists
Humana's behavioral health network includes therapists credentialed through Humana Behavioral Health. Many EMDR specialists are not in-network. Loma is not yet in-network with Humana as our panels expand.
Frequently asked questions
- Does Humana Medicare Advantage cover EMDR?
- Yes. Humana Medicare Advantage plans include behavioral health benefits covering EMDR. Some plans offer $0 copays for in-network mental health visits. Coverage details vary by specific plan.
- How do I find an EMDR therapist who takes Humana?
- Humana's directory can be searched by specialty, but EMDR-specific filtering is limited. Loma is not yet in-network with Humana, but we can verify your benefits and discuss your options.
- Does Humana cover telehealth EMDR?
- Yes. Humana covers telehealth behavioral health services including EMDR. This applies to both commercial and Medicare Advantage plans.
- Is EMDR covered by Humana Military (TRICARE)?
- Humana Military manages TRICARE in certain regions. TRICARE covers EMDR — see our TRICARE coverage guide at lomatherapy.com/insurance/tricare. Loma is not yet in-network with Humana or TRICARE.
Other plans: Curative · Aetna · Blue Cross Blue Shield · Cigna · All insurance plans
Get matched with a verified, EMDR-trained therapist covered by your insurance — usually within 48 hours. In Texas? See EMDR therapy in Texas.